Automobile Insurance Rate Charleston West Virginia WV
Filed under: Non Owner insurance, SR22 auto insurance, Teen SR22
Reader’s Question:
I was driving my friend’s vehicle when I got into a minor accident. My question is, will my auto insurance rates and my friend’s insurance rates go up in Charleston, West Virginia?
Amanda
Charleston, WV
Insurance carriers in Charleston, West Virginia look at different factors to know a risk factor or rate for a driver or an automobile.
So basically, yes, your car insurance rates may be affected by this minor accident. Insurance carriers use your driving history in calculating rates. for risk factors.
And yes, your friend’s car insurance rates can be also affected if their insurance carrier had to pay an insurance claim for this accident; insurance carriers use car insurance claims history to calculate risk factor for car insurance rates.
If both your car insurance rate is affected, I suggest that you should shop around for new vehicle insurance. There are a lot of insurance carriers that do not use these items as risk factors. The best way to find these insurance companies is to shop for car insurance.