Auto Insurance Rate West Virginia WV
Reader’s Question:
If my friend got into an accident in my vehicle and that person who got into the car accident isnt on my insurance policy, and there were no damages to my vehicle, however there were minor damages to the other persons vehicle. Will my auto insurance cover the repairs of the persons vehicle? Will my auto insurance rates increase, because of someone else getting into an accident in my vehicle?
Jason
Charleston, WV
With most insurance providers if the individual resides in the household and was not listed as a motorist there would be no coverage. If the individual does not live in the household and was driving with permission then this may be covered. If covered, your Property Damage would cover the other person’s car. If you stay with your current insurer, and they pay out on the claim, your car insurance rate may go up at Renewal time. This would be based on the information they would be trying to recover some of the money they paid out on your behalf.