Auto Insurance Question Charleston West Virginia WV

 

Reader’s Question:

My driver’s license got suspended a couple of months ago and in two months my insurance expires. Do I even have to renew it even if I’m suspended for ten years?

Tom

Charleston, WV

Aw, Tom, what a waste not to be able to drive around a beautiful place such as Charleston, West Virginia. What happened? Well, anyway, you still have to renew your insurance even if your future looks gloomy and you are not allowed to drive for the next ten years. Too bad, too bad. Yes, even if it’s just gathering dust in your garage, you will need to renew because the truth of the matter is, it is the car the should be insured, the driver is only secondary. No worries, though. The premium is going to be much, much lower now that it sits in your garage than when you were still driving it. Also, if you have kids or brothers or sisters or whoever from your household who relishes the idea of using your car on a regular basis while you are still on suspension, then that leaves you with no choice but to declare them on your policy.

You actually have some choices here. One, you can renew your car’s insurance for a minimal cost. Two, oblige whoever is going to use it, if there is one, to pay for the premium. Or three, sell the friggin’ car.

Tags: ,

Comments are closed.