Driving Without Insurance Parkersburg West Virginia WV
Reader’s Question:
What is the penalty for driving without insurance in Parkersburg West Virginia? Will the fine be reduced if get insurance when going to face the court?
Burrow
Parkersburg, WV
All West Virginia drivers are required to carry proof of insurance, in the form of a certificate of insurance (WV-1), in their car at all times. West Virginia law has several severe penalties in place for motorists who fail to provide proof of insurance.
Administrative penalties affect your vehicle registration and driver’s license and usually include suspension of both reinstatement fees after the suspension period is up. Criminal penalties are taken care of in magistrate court and may include jail time and fines. Dismissal of the ticket in the West Virginia court system does not release the driver from their obligation to provide insurance to the West Virginia Division of Motor Vehicles upon request.
The penalties or fines for driving without insurance or having no proof of insurance in Parkersburg West Virginia may not be reduced if you get auto insurance before facing the court but it would be best to obtain it even it didn’t since it will be required of you to acquire and send proof in immediately anyway.
Tags: auto insurance, automobile, driving without insurance
Automobile With Salvage Title Wheeling West Virginia WV
Reader’s Question:
I just bought a 99 Mazda Miata in Wheeling, West Virginia. It was supposed to be good retail value about $12,600. I just found out that it will have a salvage title because of previous history. The vehicle looks great and mechanically seems good. What would you estimate that the Retail Value of the vehicle would be now knowing these facts?
George
Wheeling, WV
In many states such as West Virginia, vehicles with salvage titles are prohibited from being registered but some states permit the title to be changed to rebuilt after an inspection proving it to be street worthy. I suggest that you check to make sure you can register the car or you may have to go back to who sold the vehicle to you.
The retail value of the Mazda Miata will vary depending on the transmission type, mileage, trim and your location. After that is determined the value will then be brought down more because of the salvage title.
Verify with your insurance company to make sure they will insure the Miata with the salvaged title.
Tags: automobile
Auto Insurance Discounts Charleston West Virginia WV
Reader’s Question:
I paid the past due amount to the old insurance provider before obtaining an insurance policy with a new insurance company – as we couldn’t renew the old one unless I paid them an amount up-front. We have a decent insurance rate with the new insurance company, but one month later, we received a letter that stated the discounts were removed because of the lapse in our coverage. If our car insurance policy in the past has lapsed, are we going to be targeted for higher insurance rates in Charleston WV?
Pam
Charleston, WV
Some insurance providers in Charleston WV offer discounts for transferring your insurance to them with less than 7 days lapse in your coverage. Other insurance providers ‘tier’ their insurance rates. The lapse’ amount of time in your coverage helps determine your ‘tier.’ Make sure you ask for the discounts for auto insurance with the prior insurance as rewards for being able to keep your coverage together without lapse. So, as a result, even though your car insurance rates are higher because of the lapse in coverage, try not to feel like you are being punished or ‘targeted.’
Tags: car, Car insurance discounts